I'm switching employers and their health insurance plans have deductibles over $1,400 which qualifies as a High Deductible Health Plan for 2020 but doesn't offer an HSA. Is this something I can contribute to on my own, out of pocket with a brokerage such as Fidelity since my health plan covers the requirement of $1,400 deductible, or does it need to have the actual option of an HSA included in the plan?
I realize these would be post-tax contributions and I would have to fill out a form (can't remember which one off the top of my head) during taxes, but I just don't want any issues with the IRS anytime down the road..
I appreciate any advice, suggestions, and feedback!
Submitted August 15, 2020 at 11:09PM by da303hooligan https://ift.tt/2Y7G03v
