I am going from $12/hour with no retirement to $20/ hour (to start base pay-$.75 raise quarterly). They offering 401K match 100% percent for 1st 3% then 50% for the next 3% after 6motths of my employment. I do not plan to change my lifestyle at all. I currently save 43% of my $12hr pay checks. I have no debt and pay about $950/month with all my expenses. I have 10/month emergency fund plus some extra all in savings. What would be the best move strategically for investment? I Should I open my own Roth with my own CFP and have him invest in mutual funds on my behalf?
Any suggestions are appreciated! I am looking to have a nice little retirement egg 40+years down the line. Not any play money right now.
Submitted August 01, 2020 at 09:16PM by Freddietupecoop https://ift.tt/317E0sx
