I had a checking account at TD bank last year and was closed because my account had a negative balance for 30 days. The thing is is that I had a negative -$175 balance on my checking account but that $-175 was from overdraft fees all $175 of it. I didn’t not have any money to pay for the overdraft fees because i was out of a job. each overdraft fee was $35 and I had 7 of them but the bank forgived two of them. the part i’m frustrated on is that all of those 7 overdraft fees were from my credit card( from a different bank) they kept charging that checking account. so the credit card company would keep charging my checking account for my credit card bill. for example the credit card company would take $50 from my TD account, my account would go negative therefore me having to pay an additional $35. then my credit card company (discover) would refund me the $50 for some reason and then continue to keep doing that cycle for 7 times. this is highly unfair to me as i have never dealt with a debt collection agenecy before what do you think i should tell them thank you
Submitted July 01, 2020 at 09:38PM by shams25 https://ift.tt/3ioSPyC
