So unfortunately I ruined my credit recently. Had close to a 700 and threw it all away because of a my work situation.
Doing much better now and I’ve saved enough to pay off all of my debt (only around 3200). I owed Amex 1700 and I paid them off and I still owe about 830 on another card which I plan to settle. Last, I owe 720, for a gym membership and it started at about 120 five years ago.
With my last 2 debts should I try to settle? Also, I applied for a citi secured card and got denied. Doesn’t anyone have any suggestions on a good card to get or my next step because I’m a bit lost on how I can’t raise my score up if I can’t even get a secure card.
Thank you in advance!
Submitted July 31, 2020 at 10:55PM by cleverguy25 https://ift.tt/3fk3cB4
