I have been in a homeless shelter in NYC for almost 18 months now due to domestic violence involving my mother and sister. But I have always lived within my means and found that my mother was somehow using my credit. Credit, bank And tax fraud. But nothing has been done in spite of me raising awareness. A whole lot of drama with them. I am not getting anywhere fast in the shelter system. I work full time at the new NYC $15 minimum wage. Have the Self, Credit Karma and Credit Sesame apps. But this could take another three months to build my credit
I'm not going to stop trying to build credit but was interested in trying to get a loan for an apartment lease. I tried some online sites where they are supposed to compete, but the all say they have no lenders in that range and peer to peer have much higher Fico scores just to be considered.
I don't want a hard pull just when I am trying to build credit. Any suggestions on how I may be able to get a loan now? I have the income to afford a high interest monthly payment. Any suggestions or examples.
Submitted May 28, 2020 at 09:13PM by peapack https://ift.tt/2XB2j0i
