I've posted before, I had ruminated buying a home last year but I decided against because I wanted to be in a better position.
I'm due to be promoted (ahhhhhh! I've been doing everything I can to get here) and will be making 55k. I have 60k in the bank and 12k in student loans ( I will have loan forgiveness in a few years, it may be stupid but I don't want to drain my bank account.) I have a 2018 car that's paid off, I'm finished grad school and I'll be 30 in 2020. My credit score according to FICO off my citicards is 765. Credit Karma says 785 but I dont trust it.
I want to look at purchasing a home in the next 6-8 months for around 160k ( I live near a city and this is the cheapest I can find that isnt in a scary neighborhood similar to Camden). 5% down, I am in contact with a realtor who is a shark for her clients. Am I nuts? Should I wait a bit longer and rent?
My longterm boyfriend is in school full time and coupled with the lack of a mrs. Title, I would be responsible for all the bills and the house would be in my name.
Thank you all for you honest advice. I grew up very very lower middle class and everything I have done I've been careful and tried to do it on my own. Money has always worried me.
Submitted November 27, 2019 at 03:15PM by SleepyCoffee90 https://ift.tt/2QW6TVa
