Hello all...not sure if this is the right place to post this...but I'm thinking of getting the Chase Sapphire Reserve, but I'm currently over the allowed card limit. I was an idiot and got a bit credit happy and didn't realize until it was too late that Chase has a 5/24 limit. But anyhoo, has anyone had any success cancelling say department store cards and other lower tier cards to within the 5/24 rule and if it would work or not? I know I'll probably take a credit hit, but my my credit utilization is like 1% or less, I don't carry any balances, and typically charge very little.
Anyone have any other suggestions? Thanks in advance!
Submitted March 25, 2021 at 01:20AM by therichardbui https://ift.tt/3rgdE2x
