When I was 16, my dad added me to his AMEX account as an authorized user, & then added me to his Discover account as an authorized user at 17. I also had an American Eagle store card at 17. Around 6 months ago I turned 18 & started to notice I got a lot of credit card offers. I applied for one & got approved. A few days ago I got curious & checked my credit scores. I’m 18 with a 747 credit score. I have a better credit score than the majority of the population. At 18. Just a few tips: Just because you get a card with a $500 dollar limit doesn’t mean you have $500, use it like a debit card. I use around 15% of my credit and pay it in full every month. To start establishing credit, go to your local bank and ask about secured credit cards.
Disclaimer Only ask to be added if you know that your parents are financially responsible.
Submitted May 25, 2019 at 07:28AM by ramseslarin http://bit.ly/2X8wAlQ
