Apologies for weird title. Kept getting flagged as a success story and removed
So i just finished paying off my current car and due to work, will need to find something else with 4 doors that's relatively nice (currently driving small 2 seat pickup and ill need to be driving clients around). I sent the payoff via online payment roughly 2 or 3 weeks ago.
Will i need to wait until i see the payoff reported on my Credit Karma/credit card app? Or will the bank be able to see this sort of thing before it appears on there?
Also, I've found a car within my budget at a dealer i know uses a bank I've financed a 20,000 dollar loan with in the past. While i had the loan i never once missed a payment or paid late, and i paid my loan off about a year early. Will this history with that particular bank help me at all if i go with them again?
I would describe my credit as fair teetering on good as I've recently been taking active steps to increase it. I'm asking about the payoff because i currently show 2 cars financed on my name as my dad has bad credit and desperately needed a car for work as well. He's also never missed a payment or made a late payment on his car, and only owes about 12k. I have a substantial down payment (more than 50% vehicle price) and will only need to finance about 7k as lowest possible payments are important to my situation.
Submitted May 03, 2019 at 06:12AM by TheSecretestSauce http://bit.ly/2V02S0i
