My dad's company can shut down any day. He has worked there for 10 years as a software engineer. He won't tell me why his company might fall apart, and I'm not planning to ask because he's too stressed to care if I know or not.
Some other information to consider:
- My mom doesn't make a lot of money. I don't know her income nor my dad's because they find it disrespectful to share, but I do know that we always rely on my dad for financial stuff. Every time we go shopping my mom always has to use my dad's bank account and my dad always takes care of saving up and things like that.
- I have a 13 year old younger brother, and I'm scared there won't be enough money for him when he goes to college. I'm graduating high school in 2 years so I don't have anything to worry about but my brother has 5 more years ahead of him, and that's a lot of years to not save for college.
- We live in San Jose, and you guys should know how expensive it is to live here. For those of you who don't, the median for home costs is $1,083,000, and that's just home costs.
- I am going to college soon, and I live in the U.S. so college costs a bit here. My plan if this happens is to go to a community college in California and then apply to public universities in California that don't cost that much, since public universities in California put people who attended community college here first priority. That way, I can get a good education while saving loads of money.
- I don't have job experience. I don't work, however I do know some friends who do work.
- I look and sound like I'm 10. I'm scared this factor alone scares me because I don't know if this will affect my interviews and my chances of being hired
- My friend and I did start a document explaining what we should sell if we would ever open up a business. I live in walking distance to Eastridge mall so if I invest a bit I can try to see if I can open up somewhere. We're planning to use it as last resort if I don't find a job.
- I'm taking two AP classes and two other hard classes I signed up for next year. I don't know how well I'll be to balance that out if I do get a job.
- I was planning to do the essay portion of the SAT but now I'm not sure. It's $25
- I draw and have a digital tablet. I can do art commissions if I really really need to.
- I lost my phone about a week ago. My dad tells me he'll buy another one since we signed up for free unlimited data from Sprint, but I don't know if we should. The school year is ending in a week and a half and that's barely any time to go searching for my phone.
I need suggestions on what I can do to help. I need to know what to prioritize: my future, the bills, and my brother's future. Should I sell things? Should I go looking for a job? I was never exposed to finance, let alone the fact I'm in high school, stressed about finals and my GPA. Should I have a bank account? How much should I save? We don't touch economics until senior year, so I'm basically clueless on what to do. I know I can help, 16 is a good age to learn how to deal with the real world. I just don't know how. I need help; I never seen my dad this stressed out before. Thank you if you can provide me at least some support.
Submitted May 18, 2019 at 05:37PM by anime_nature http://bit.ly/2JtSAEg
