My company offers a 3.5% match for putting in 6% per pay period.
However it’s a cliff structure so after 2 years I’m vested and nothing before that.
However there’s a good chance I’ll leave before then.
The funds aren’t particularly good with expense ratios of 0.5 After some rough math I’d be giving up 4-5k in match money. Though I’m not sure if the salary at my next job would make up for it or not.
Advice? Should I put all my cash into an IRA or something?
Submitted April 04, 2019 at 08:21AM by throwawayfortqa https://ift.tt/2FZlfOT