I'm a little financial savy but this question always eludes me. Background info: My wife and I own two 2012 cars and they've been paid off for a few years. We use the Costco Citi Card and Double Cash card responsibly (no late payments and always pay in full). I have officially owned a house for one month. Now, my mortgage is half my income on a good month but I can always pay it. My wife takes care of the bills and food. Anything we want like clothes, dining out, entertainment, etc; we're on own.
How do I maximize savings interest while having enough for rainy day funds? I would invest in my Roth but my income isn't "earned" income. However, it is guarenteed. My wife has earned income, however. No kids. Hopefully we start trying in November.
Submitted April 02, 2019 at 04:24PM by ShadowTH277 https://ift.tt/2TSl3nY
