Add the card to your venmo or PayPal account, send the full balance to someone you trust, and have them send it right back to you. You can now withdraw it to your bank account. No need to carry around an extra card with a balance that will never accrue interest and has no cash back rewards, when it could be in your regular bank account. I recently did this successfully with a prepaid visa rebate card from Centurylink, issued by Metabank.
Also, these cards typically expire very quickly, and they tend to start charging monthly fees after a few months. All of that can be avoided and you can just get rid of the card itself if you use my method 🙂
Edit: just realized, you can skip the step of sending it to a friend. Using the Cash App from Square, you can use the debit card to instantly add the balance to your in-app cash balance, and then you can withdraw it to your bank account right away. If you don't already have the cash app, you should get it, because their debit card gets you $1 off each purchase at a few different fast food places, and 10% off each purchase at several others.
Edit 2: concerns have been raised about getting your venmo/paypal account shut down for doing this. Seems easy to avoid by just using two different services to send vs receive the money. There are so many options, this should be a non-issue. PayPal, Venmo, Cash App, Zelle, Facebook Messenger, Apple Pay.... Those are just the ones I'm signed up for, I'm sure there's more out there.
Submitted April 16, 2019 at 10:52PM by petarmarinov37 http://bit.ly/2V8xNLS