My dad accidentally used a card linked to my credit score thinking it wouldn’t affect my credit, but his.
He believed although it had my name on it, because it was linked to his bank and his name originally it shouldn’t have affected my score.
He purchased something that was 14,000$, 93% of my credit max.
It has Dropped my 800+ score to 642.
He said he’s gonna transfer the funds and write them a letters
So, once this is taken from my credit score, and the account is cleared, closed and everything is fixed How long until I should expect my score to rise back up?
I currently have two cards, not much on them, with 100% of payments on time and in perfect standing.
Thank you
Submitted March 08, 2019 at 08:28PM by fgfrf12 https://ift.tt/2XMPU8X