Due to my younger ignorant self my credit score is 'average'.
Couple of questions;
1; If I take out small personal loans and make every payment will this help? I have no need for it, my income is high.
2; will taking out consecutive small loans, for the reason above, be a negative? (lenders may mistake it for some sort of dependency or debt loop)
3; if I obtained a credit card to get a good credit utilization will it help? As with small loans I have no need or intention to use a credit card.
4; how much do loan enquiries affect my score? And if rejected what is the general waiting time to reapply?
Thanks!
Submitted March 22, 2019 at 09:52PM by anonybeeliner https://ift.tt/2Onsbrj
