Hello Reddit,
I am being offered a position at a tech company as an independent contractor under 1099 for $90,000/year with no benefits. I am also being offered a position at an architecture firm under W2 for $65,000/year with benefits (PTO, insurance plans, 401K matching, etc).
I am 24 and single. I am leaning towards the tech position due to how big of a difference the yearly salary is. However, am I overlooking how important benefits are? What makes the most sense financially?
edit: The 401k match is 100% match up to 3% then 50% match up to 5%.
As for health insurance, I don’t know how much it would cost yet for the $65,000 position, but for the $90,000 position I will probably pay about $400/mo for health insurance.
Submitted February 01, 2019 at 11:48PM by form_follows_fx http://bit.ly/2HNqcNH
