I have a 401k with 40k in it that I have got my making sure I've always gotten my company match. Below are the funds available to me without opening a BrokerageLink account through Fidelity.
| Name | Symbol | Inception Date | Asset Class | Category | Gross Expense Ratio |
|---|---|---|---|---|---|
| FMI LARGE CAP | FMIHX | 12/31/2001 | Stock Investments | Large Cap | 0.80% |
| TRP BLUE CHIP GRTH I | TBCIX | 06/30/1993 | Stock Investments | Large Cap | 0.57% |
| VANG GRTH INDEX INST | VIGIX | 11/02/1992 | Stock Investments | Large Cap | 0.04% |
| VANG INST INDEX PLUS | VIIIX | 07/31/1990 | Stock Investments | Large Cap | 0.02% |
| VANG VAL INDEX INST | VIVIX | 11/02/1992 | Stock Investments | Large Cap | 0.04% |
| VANG MIDCAP IDX INST | VMCIX | 05/21/1998 | Stock Investments | Mid-Cap | 0.04% |
| VOYA MID CAP OPPS I | NMCIX | 08/20/1998 | Stock Investments | Mid-Cap | 0.98% |
| CBA SM CAP GR IS | LMOIX | 07/01/1998 | Stock Investments | Small Cap | 0.79% |
| DLWR SM CAP VAL INST | DEVIX | 06/24/1987 | Stock Investments | Small Cap | 0.93% |
| VANG SM CAP IDX INST | VSCIX | 10/03/1960 | Stock Investments | Small Cap | 0.04% |
| ABDN EMERG MKTS INST | ABEMX | 05/11/2007 | Stock Investments | International | 1.13% |
| AF EUROPAC GROWTH R6 | RERGX | 04/16/1984 | Stock Investments | International | 0.49% |
| VANG FTSE AW IDX IS | VFWSX | 03/02/2007 | Stock Investments | International | 0.10% |
| NUVEEN REAL ESTATE I | FARCX | 06/30/1995 | Stock Investments | Specialty | 1.04% |
| INVS EQUITY & INC R5 | ACEKX | 08/03/1960 | Stock Investments | N/A | 0.49% |
| TRP RETIRE BAL F | 01/13/2012 | Stock Investments | N/A | 0.43% | |
| TRP RETIRE 2015 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2020 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2025 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2030 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2035 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2040 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2045 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2050 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2055 F | 01/13/2012 | Blended Fund Investments | N/A | 0.43% | |
| TRP RETIRE 2060 F | 12/05/2014 | Blended Fund Investments | N/A | 0.43% | |
| BLENDED INCOME FUND | 12/31/2008 | Bond/Managed Income | Stable Value | 0.97% | |
| FID US BOND IDX | FXNAX | 03/08/1990 | Bond/Managed Income | Income | 0.03% |
| PIM TOTAL RT INST | PTTRX | 05/11/1987 | Bond/Managed Income | Income | 0.55% |
| FIMM GOVT INST | FRGXX | 07/25/1985 | Short-Term Investments | N/A | 0.18% |
Previously everything was in "TRP RETIRE 2045 F".
I'm looking at re-balancing using the three-fun portfolio method with the following allocations.
| Name | Symbol | Inception Date | Asset Class | Category | Gross Expense Ratio | Percentage |
|---|---|---|---|---|---|---|
| VANG INST INDEX PLUS | VIIIX | 07/31/1990 | Stock Investments | Large Cap | 0.02% | 64.00% |
| VANG FTSE AW IDX IS | VFWSX | 03/02/2007 | Stock Investments | International | 0.10% | 16.00% |
| FID US BOND IDX | FXNAX | 03/08/1990 | Bond/Managed Income | Income | 0.03% | 20.00% |
Given the funds available how does this look?
I was thinking of possibly splitting my domestic stock 32%/32% between VIIIX and VIGIX as I am a little late to the game.
I'm going to bump up my 401(k) allocation to 17% ($13,655.25) of my income per year after the re-balance.
Any raises and/or promotions I will increase this until I hit the max per year.
I plan on retiring at 65.
Submitted February 13, 2019 at 11:25AM by pluresutilitates http://bit.ly/2SJqh9i
