Hey guys, first of all, thanks to anyone who even takes the time to read this, any advice is welcome. I'm a 34 year old female in Idaho. When I was early 20s I became pregnant, was going to abort (I was not remotely in a good state to raise a child) and the father convinced me to go through the pregnancy so he could have the baby. I did so, it was hard but I was happy he would have a good life. Never heard from him again.
Fast forward a decade, I'm doing ok, in a good relationship. We end up having a child together. Daycare is expensive so we decide I would stay home and dad is going to work. He brings home about 2,200 after taxes and we are currently living with a roommate, any extra money goes to paying off both our student debts and various other bills we acquired when we were dumb and young. Rent is 665, phones 85, our half of internet is 35. I usually run us on a budget of 250 in groceries a month, trying to be frugal. No take out, we don't own a car because it's just too expensive. I have one credit card that I have always kept revolving in good standing because I'm trying to repair my credit. We do uber to Walmart every two weeks for groceries, totaling about 40 per month. Oh, he does have an xbox account so that's another 15. Still, we're left with 1350 toward debts.
We can function like this for a bit, but the plan is to get a car eventually and an apartment of our own. He carpools to work so he has to live close by unfortunately, and this area is more expensive. But, we'll deal with that when we get there.
So all that said, I am planning to get back to work soon, but I don't know HOW. Daycare on average is over 2k here. That's insane. That would literally be my entire paycheck. I don't even know anyone either who could watch my child. On top of that, I've recently been contacted by child support and told I back owe 10k... holy crap. I never even knew he filed on me. I never expected this. I called the office and the caseworker basically yelled at me, called me a deadbeat parent and refused to budge on her demand; 60 percent of any paycheck I make. I'm okay with helping out, but how the hell do I manage this? How do I pay all this, let alone manage child care? I'm absolutely terrified of working now, but I have to get these debts rid of and I can't have my fiance pay -my- child support.
Help?
Edit: I also applied for assistance, but was rejected.
Submitted January 03, 2019 at 01:53AM by Srianen http://bit.ly/2GSmhym
