I've been 100% stock for about 10 years now, and want to diversify into bonds. is it better to invest in individual bonds like TIPS, or Municipal bonds rather then a bond fund? For a retirement accounts
From what I understand if interest rates go up, the fund might be forced to sell bonds at "loss" if enough people want to exit the fund and reinvest in a higher yield bond, but if you plan of keeping the bond to maturity, and only bought it for diversity/security wouldn't you be better off owning the bond rather then the fund?
This is assuming it a bond with little chance of being defaulted on?
Submitted January 27, 2019 at 11:15AM by hypoch0ndriacs http://bit.ly/2SbJErd
