Asking for some wisdom from the crowd.
I'm a 31 yo, single male, no debt, working at a private medical office making about 130k/yr. Benefits are fairly standard in regards to PTO. I have a 401k 3% match and a good health insurance plan.
I've recently gotten a job offer at a large hospital (always wanted to work at a large hospital) but the salary is about 110k/yr (20k less than current). Interestingly they do offer a pension. Based on the benefit brochure, the 6.2% social security tax is waived but instead put into a pension pool for all the employees. The math comes out to a pension benefit of roughly 6k a month for the rest of my life if I retire in 25 yrs (assuming I stay that long). Health insurance is excellent and they match 6% (3 % more than current) 401k.
20k/yr is fairly significant salary difference but a pension plan, working for a large hospital and new environment/challenges seems appealing to me.
Any thoughts or additional things I should consider? I do/plan on maxing out 401k.
Thanks in advance!
-P
Submitted November 01, 2018 at 09:05AM by pcho18 https://ift.tt/2yMceEH
