I have an HDHP with HSA through my employer for family coverage (Spouse & child). I've been maxing that HSA for 2017 & 2018 and my employer also contributes $1500/year into the HSA. My spouse has non-HDHP insurance also for family coverage. I just discovered that the secondary insurance makes me ineligible, but somehow I never noticed this during last year's tax filing.
I can ask for an exemption of myself from my wife's health plan for 2019. It seems that would make me eligible again. Would I still be eligible for the family limit or just individual? (my spouse and child would still have double coverage)
Do I need to correct the contributions in my HSA? What about my employers contributions? How do I go about fixing this? Or do I just keep it to myself and hope no one notices?
Submitted November 16, 2018 at 03:51PM by rollacorolla https://ift.tt/2PzOXQC
