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Hello everyone,

I am in a bad situation and could use some outside perspectives. Here is where I stand:

Total Debt: 25,000

Car Loan: 13,000

Student Loans: 7,000

Credit Cards: 3,000

Collections: 2,000

Checking Account: 260

Savings Account: 390

Yearly Income: 21,500

Credit Score: 630

The car that I have the loan for is currently sitting in my apartment's parking lot with a blown motor. I do not have the money to fix it. I still need to get to work as well as pay my monthly bills. I got denied for a personal loan to repair my car. The car's KBB value when it's running is 6.5-7.5k.

What suggestions do you all have for me? Any advice is appreciated. Thank you.



Submitted October 21, 2018 at 11:27AM by curiousboiiiii https://ift.tt/2QZEkTq

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