To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.
The bill was passed in May. It is effective as of today. https://www.cnn.com/2018/09/20/us/free-credit-freezes/index.html
TL;DR;
Many experts agree that freezing your credit report is the strongest way to protect against identity theft. Starting Friday, you'll be able to do it free of charge. In the wake of a massive data breach last year at Equifax that exposed personal information for about 148 million Americans, Congress amended the Fair Credit Reporting Act to require reporting agencies to freeze reports for no charge. Equifax is one of the three major credit reporting agencies in the United States.
EDIT: /u/tjtwmfl has mentioned a fourth credit reporting agency called Innovis which I was not aware of.
Here's the link to their freeze page
Submitted September 20, 2018 at 11:19PM by tinkrman https://ift.tt/2xvBM8p
