I’m getting married next year and it’s a top priority for us to buy a house soon after. Our credit scores are good (706 for me, 788 for him) and we’re saving as much as we can while still paying for our wedding. Is there a way that I can see what kind of mortgage we’re qualified for without having a significant hit to my credit, since I’m just trying to plan for the future? While we’re obviously going to save as much as possible for a down payment, I have no idea if I’m looking at a $150,000 home or a $300,000 home.
Our combined incomes are just short of $100,000 and we’ve been at our jobs over 2 years. The only major loan we have is my fiancé’s car, which we had been paying down aggressively until it was totaled in a hit and run and we had to repurchase in June. My car is paid off and I don’t plan on upgrading for another 50,000 miles or 5 years, whichever comes first. We have a $35,000 credit limit and usually keep our usage under 15%.
Any insight or advice would be great!
Submitted September 27, 2018 at 05:37PM by elvra https://ift.tt/2QeQ9VD
