Hey, before I outline everything, this is a throwaway account. I didn’t want to come off like I’m bragging or anything like that... just seriously need advice. I understand you can’t really give full financial advice, just want suggestions into what I should be researching. Thanks!
For a quick outline, I’ve made some pretty good decisions in my early days after high school. Dropped out of college to follow a well paying internet career and it has been going welI since. I bought my house 3 years ago (I owe roughly 330k on it) and my car is paid off. I have no extreme spending habits or anything tying me down.
I’ve looked into getting a financial advisor but my parents had a hard time with one in the past and it turns me off to getting one. My dad says to throw a bunch onto the mortgage monthly and own the house outright (even though this house is too big and I don’t want to live here forever). On top of that I’ve dabbled in crypto and apps like robin hood for investing but it all just feels wrong I guess? I feel like there’s smarter options for my money that aren’t as volatile.
I currently invest in my IRA Roth yearly and I keep all of my money in a savings account. Should I take some classes on investments? I’m just a bit lost. Anything helps. Thanks!
Submitted September 29, 2018 at 07:43PM by financeq173648 https://ift.tt/2xNjmAd