So in 2015 (I was 19), my mom financed a car with me as a co-signer through Wells Fargo. I had no credit at the time. She was making her payments and my credit peaked at 685 at its highest towards the end of 2015. Fast forward to today, where i’m now 22, and she has missed an upwards of 10 payments and my credit is now 450. The only thing I have ever been able to get approved for at this point is a Capital One Secured Card. I have tried to get off this loan multiple times but I was told she would have to refinance the car, and at this point her credit is just about as bad as mine. Is there anything at all I can do? It would be nice to be able to buy myself a car at a dealer or even just get a friggin Discover card at this point. I’m at a loss and don’t know what else to do.
Submitted August 12, 2018 at 02:47PM by xxTakeFromMexx https://ift.tt/2nvOPBl
