Hello Reddit,
I have been paying off a loan to Sallie Mae that I never actually owed.
I'll try to add as much backstory as I can: In 2014, I was 22 and debating major life decisions at college. I had already fulfilled the requirements for my first major at college, but I was highly considering going another semester to get a second major.
1) In my inner debate, I requested a student loan for safety. Got Accepted.
2) Changed my mind and decided to just end my academic career. I would not need the student loan.
3) I leave, go live a normal life. I make payments on both my federal loans and Private loans.
4) Soon Sallie Mae updates their site - they now show the date of disbursements of the loan. Regardless, not thinking anything nefarious, I continue to pay. I'm naive, stupid, and just scared of screwing up my credit.
5) One day when paying, I stare at the dates and realize that something doesn't add up. Long behold, I call my old college, get an invoice and realize I was correct. I have been paying a loan that I never owed. There is no record of this loan ever being disbursed at my college.
6) I'm guessing that Sallie Mae charged me for the private loan that I never actually used. I've practically paid it all off at this point. With so many loans that college requires, I guess I got lost it in all.
Is there anything I can do to get my money back? I still have one more loan with sallie mae that I owe and I have no idea what options I should take.
TLDR: I have been paying a student loan that is not on my Universities Invoice. The loan was never disbursed or given to me. What can I do? Can I get the money back?
Submitted August 24, 2018 at 03:19AM by Dalistocles https://ift.tt/2BK06rO
