Not sure if this is this best place to post this but I looked at my credit score and saw that I had $52,000 in available credit and that I’m currently using 7% of it. We typically pay off our card every month.
Is it good to continue trying to get more credit even if we don’t use it? Or does it make no impact?
I have a lot of credit cards (used to be a spending junkie) that I don’t use anymore and that carry no balance. Would it be ok to close them or does that negatively impact your credit more than leaving them open without using them?
Submitted August 06, 2018 at 08:21PM by BushyEyes https://ift.tt/2vQjVrl
