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Is there such thing as being too frugal?

Tl;dr I’m pretty well off financially but I can’t stand to spend money, making my life miserable.

I’m a college student who is better off financially than most people my age. I do not have family so I have no support from parents or safety net to prevent me from ending up homeless. I think this is where the anxiety comes from. I have no car. I live on campus and I have a full scholarship (with ~$2000 stipend per semester). My housing and food costs are covered by the university and my only expense is my monthly phone bill of ~$60. I have a minimum wage part time job and I had a paid internship for the summer.

I can’t bring myself to spend money. I mostly eat cheap foods like lentils during the summer when I don’t have a free meal plan. I have skipped meals because I didn’t have any food and I couldn’t bring myself to spend money to buy any.

I haven’t gone out with friends since I turned 18. I haven’t eaten out in months. I have purchased very few clothing items.

I am so incredibly grateful for my scholarship and the overly pricy (luxurious) housing and meal plan options on campus because i know that without them I would be living in a worn down apartment in a bad part of town and skipping meals for days at a time.

This life is making me miserable. How do you get over the anxiety of spending money?



August 17, 2018 at 11:27PM

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