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Throwaway for the usual / obvious reasons.

My TL;DR is that I graduated college and got a decent job with NO DEBT. Tried law school, hated it, and dropped out. That was financed with loans (ugh). Getting back into the job market was tough (circa 2010) and once I was back in I was not as frugal with money as I should have been. I wasn't reckless but I tried to live my pre law school life and it didn't work out. I accumulated credit card debt as well in the process.

Today, I'm paying down the student loan debt and credit card debt I accumulated during this time. I have a budget spreadsheet and I'm much more careful and making more money. So I can see the light at the end of the tunnel, it's a long tunnel, but I can see how I can finally be free of all this.

However, when I stop and think about this, I get really angry. I had a good start in a life and then took a huge step backwards. I feel like such an idiot especially looking back in hindsight and I get mad at myself. Anyone else experience something similar? How do you work through it?



Submitted July 24, 2018 at 11:17AM by Personalfinance_anon https://ift.tt/2A2KxdM

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