Hey r/personal finance, as you see from the title above, I'm having a difficult time mentally preparing for this much of an increase in income. I come from a very poor family where we just made enough to get by. To put it into perspective, we would get 1 Christmas present every year, usually under $20. That kind of poor. I've had a job since I was 14 and have found that 15 years later, I found myself repeating my parents financial lessons. Nonetheless, I always tried to advance myself. I went to college and tried the 9-5 and it wasn't for me.
3 years ago, I entered a job in sales and found that I was quite good at it. Like really good. Unfortunately, less than 1 year in, my very recent ex-boyfriend of 3 years died of a brain aneurysm. Six month after that, my big sister died from cancer. I couldn't work for 4+ months. I spent the next 2 years getting back on my feet, emotionally, financially, mentally. PSA: Have an emergency fund..
Now, almost 2 years to the day he died, I'm debt free and making more money than I've ever made before. To be clear, I've been following this subreddit for some time now and need to preface that I don't need advice on what to do with the money. I plan on a 50k emergency fund as well as paying off student loans, investing, etc. I'm not worried about that right now. The struggle that I'm having right now is that I'm find myself easily slipping into my "comfort zone" of I don't need much more than what I need and holy shit I should spend all the money cuz more is coming in so why not. How can I push the boundaries of my limitations and be ready to be in this mindset of wealth and abundance? Would love any advice. Thank you in advance!
Submitted June 07, 2018 at 02:19AM by Chelonia_mydas https://ift.tt/2xRN8WY
