Hey i could really use some advice and help on this, i recently took on a payday loan without realizing what it was. the fact that it was so easy to get online should have been the first clue.
I took on a Loan for 1000$ and I have an overdraft of 720$ dollars . The payments are Bi\-weekly for 350$, they're charging a 300$ "finance fee" and 50$ go towards paying off the 1000$.
I have a job and i typically get paid around 950$ Bi\-weekly, I tried to take out loans from more reputable sources to try and pay this loan off, but no catch.
So i'm about 1800$ in the hole right now and i get payed on July 1st for around 900$ I'll be left with 200$ after the overdraft.
It i would cost 1300 to pay off the loan in one go, I'd be off the hook, but I need to pay the 720$ overdraft fee first
I already know how much of an idiot i am, and this is just about rock bottom for me.
I'm usually really responsible with my money. The past few weeks have been, without a doubt, the dumbest line of poor decision I've ever made in my life so far.
I'd like some input on this, calling me a moron/retard is fine too.
Thanks
Submitted May 23, 2018 at 08:25PM by Th3Ronin https://ift.tt/2IITKbc
