Hello! Mortgage newb here, any advice appreciated.
My husband and I are are on a tight closing/move deadline - we feel confident that the loan officer associated with the documents below can deliver on our timeline. However, I am concerned that the interest rate isn't as attractive as we may get if we continue to shop around. Considering we have excellent credit, 20% down payment, and a low debt to income ratio, is there any reason to believe we would not be able to receive a lower rate?
Do the fees and costs in the documents otherwise appear in-line with normal expectations? Do you see any opportunities for negotiating fees? Any other info you think I'd find helpful?
We are cutting it close at this point as we're invested in a May 23rd closing date and may be out of time to continue shopping around.
Mortgage worksheet info linked below. Thanks yall!
Submitted April 23, 2018 at 07:20PM by Echinokate https://ift.tt/2HYx4UQ
