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Marketplace insurance will cost over 30% of my take-home pay. As someone who rarely needs a doctor, I'm trying to find an alternative for emergencies. In short, I have two questions:

  1. What healthcare ministry offers the lowest "share" (premium) a month while still being reasonable about covering large medical expenses?

  2. For those of you who use healthcare ministries, do they count as having insurance when you go to a clinic? There are a few sliding scale clinics in my area for low income people without insurance and I was wondering if I could still go to one if needed.



March 20, 2018 at 10:58AM

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