Currently I am in the service, so I have access and have invested into the TSP with my investments being allocated to C and S fund. I also got exposed to “financial adviser” from Primerica whom got me started in a Roth IRA. My question is, should I roll the separate Roth IRA into the TSP? I don’t recall the fees on the Roth IRA but I imagine they would eventually erode my possible gains and I’m thinking that combining the accounts, the compound interest and gains of 20k together would be far better than 2 accounts of 10k....this question also comes as the market entered correction territory but seems to be rallying rather slow and the allocations of my TSP seem to be far outperforming the separate ROTH IRA.
I quoted financial adviser because I’ve only recently come to realization that Primerica is just a pyramid style company with their “advisers” receiving commissions for selling different financial products, while building “teams” to also sell life insurance policies....
TLDR: should I roll a separate ROTH IRA into my TSP account both accounts currently have 10k a piece?
Submitted February 14, 2018 at 03:25AM by salvageinc http://ift.tt/2o3nJRO