I'm 25M and finally made the decision to move out of my parents place. I've decided I want to rent an apartment instead of buy a house because I don't want to live in this city long-term. There are two spots I'm considering, because both are close to work and keep my commute to 5 - 10 minutes and offer rent for the lowest in my area (which is a pretty good part of town, IMO).
I've drafted up a budget here: https://imgur.com/sYPVLtf
Other factors: I have a 6 month emergency fund. I plan to continually contribute the maximum amount ($5,500) to my Roth IRA annually. My company offers a 401(k) plan that I am eligible for in July. Since it's a nice local company, they're going to contribute 3% of my gross salary (and depending on profits) an additional 2% of my gross salary from "profit sharing." Thus, I don't need to contribute a dollar to get these amounts, which is cool. I don't know how much I want to contribute but I have a few months to think about it.
Anyway, I've read up on a few threads and I still have the following questions:
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Since the apartment complex is a business and not an individual, is it really possible to negotiate with these people for lower rent/waived fees/etc? If so, how? (I'm guessing I need to get a bunch of estimates from places and use it as a bargaining chip when discussing with the sales people.)
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Do you have any other recommendations to my plan? Or, since this is the first time I'll be moving, have any tips?
Submitted February 25, 2018 at 05:01PM by thundercloudtemple http://ift.tt/2F5SjVG
