Hello PersonalFinance. After years of my girlfriend constantly fighting with her parents, her dad has kicked her out of the house. This happened on Feb 7. To keep the long story short, my girlfriend refused to drop out of school to work full time at her parents' failing nail shop (instead of go to school and work there part time), and her parents basically told her she's worth nothing to them and kicked her out.
I am extremely fortunate that I have an amazing parent such as my dad to reach out to her and let her stay at his house rent free while she saves up money to afford an apartment. I just finished moving everything earlier today and now my girlfriend is officially not affiliated with her parents or her old home. As of Feb 12, she currently is going to school, and works two jobs. One job she works as a CNA at the local children's hospital, the second job was just offered to her to work at her aunt's restaurant once she heard about what has happened. As of right now, her current living situation is okay and has an income of $1500-2000 a month. I have a small mental plan written out in my head for what lies ahead but haven't gone over it in detail yet because I want to just be there for her for the next week or two since she is struggling emotionally.
Her parents currently pay for her health and car insurance, but her dad is quitting his job to help their nail shop (therefore losing his insurance), and is not adding her to the new health insurance. I imagine that he will drop her off car insurance too. My girlfriend should be able to get health insurance from her CNA job, and is currently looking at quotes to what her car insurance will potentially be. The problem here is we don't know exactly when she will lose her insurance. She has a phone that is paid off but I imagine she will be kicked off her family phone plan. I'm not too concerned about this because she has been paying for her phone bill and she can get a new, downgraded plan in less than a day with her current phone.
All I really have for her in the plan is to focus on working, paying off expenses which is $350/mo car payments (around $4000 left on the loan), and tuition for each school semester which is $500-$1000 depending on FAFSA. I want her to have at least $5000 in her saving account before she goes apartment hunting (currently has ~$2500, but a significant amount will go to car insurance).
How is this plan? I think she's in a good enough situation to turn her life around, but is there anything else I should consider adding to the plan for the future? Any input is really appreciated and if I need to provide more info about anything let me know. Thank you all in advance.
Submitted February 12, 2017 at 12:47PM by TrashAcctPlsIgnore http://ift.tt/2lF3bNt
