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I hate having to pay insurance and I always get "Better to have it and not need it then to need it and not have it...". I feel like buying insurance is almost like buying a service in that they are going to cover the expenses but are going to add a charge.

Is it really necessary?

I mean where do you draw the line if you buy a new phone do get insurance on it?

Do you save more money by not having insurance and just paying for incidents up front?



February 21, 2018 at 01:22PM

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