I’ve been trying to find a post that is asking the same questions that I’m going to ask but haven’t been able to find exactly what I’m looking for. Short back story.. my husband and I are both 29 with a 5 year old and 1 year old. We both have great jobs and we bring in $10,000+ per month. The problem is we continuously spend more than what we’re making. I’ve tried countless spreadsheets and apps that are supposed to help with personal finances. I can tell you where all of our money goes, I just can’t understand what I’m doing wrong to end each month without being able to save a penny (other than 401ks that are pulled out automatically every month). I’m the person in our relationship that handles our finances and pays our bills and I’m getting so frustrated with myself because I can’t figure out what I’m doing or not doing. So what I’m looking for is someone who can give me a non biased opinion of my financial situation and tell me where I’m spending idiotically or where my spending is normal. I’m not looking for a financial advisor that’s going to tell me how to invest my money because I want to get on the right track with day to day finances first. If anyone would be able to help me with that I would be forever grateful! And I have already read the David Ramsey books. It’s not that they didn’t help, I just need someone to tell me exactly what to do in my situation, not someone else’s or some nonrealistic situation.
I’d be willing to pay someone for their help!
Submitted January 28, 2018 at 07:11PM by ssnyd178 http://ift.tt/2DHAdW7
