Apparently supplemental insurance is something people get on top of their regular insurance. So for a 19,500$ bill they pay, get this, 75$. (Edit: it can be marketed as legit insurance and unfortunately I didn't know any better. It's not "obviously supplemental" like some are saying)
I don't even know where to begin. I've been obsessive about my budget the last few years and paying down old credit card debt + student loans. I've made great progress but the BIG exception is not keeping some money in savings/investment accounts. I have ZERO wiggle room for emergencies like this so I guess my only choice is to ignore for awhile or put it credit cards (which I'd rather not do)
I'm told you can negotiate with the hospital but is it even possible to get this down to 10K? I'm tempted to just ignore this for a year and then go to the hospital and beg them to let me give them 6K in cash and hope they accept it.
Edit: the only reason I know it's supplemental is because I started digging into the fine-print and actually researching it online. When I signed up, I thought talking with a rep on the phone would help me understand insurance better but obviously I was wrong. For those of you saying it should have been obvious... well guess what, it isn't obvious. This shit can be marketed as legit full-on health insurance and unfortunately there are people like me who don't know the difference.
Submitted January 09, 2018 at 07:29PM by NewYearNewAccount_ http://ift.tt/2CTy8Jv
