In 2016 my wife hurt her ankle. We ended up in the ER late at night for an X-ray. The hospital that we went to is in my insurance network (BCBS-Florida). Unfortunately and unbeknownst to me, the radiologist that read my wife's X-ray was not.
After paying my co-pay for the ER visit, I get a bill in the mail for the radiologist's fee. After numerous calls to BCBS, the radiologist's office, and the hospital I get nowhere. Pretty much they tell me to suck it up and pay the fee. I let the bill sit for a while in order for me to do some more research, but I ended up forgetting about it.
Fast forward to last week, I start receiving calls and mail from a debt collector demanding payment on this bill. It's not a huge bill, in fact, I the amount is the least of my worries. The main issue that I have is how can a hospital that is in my network and has my insurance information not tell me ahead of time that the Dr. they have reading X-rays is not covered by my insurance and let me make a decision before receiving service.
So, at this point, am I screwed and I just pay the bill before it hits my credit or is there another way to fight this?
Submitted December 10, 2017 at 08:33AM by e36m3guy http://ift.tt/2jj31iG
