So some back story I guess: I am someone in a pretty shitty situation, I live with a horrible foster parent that's extremely abusive and downright shitty. In NY (at least in LI) residents in foster care age out of the system at age 21, and at that point, you either have a place to live, or you don't.
Luckily for me, after some mentoring by a good guy I met here on Reddit I studied my butt off and secured a job making 19.25/hr as an IT Field Tech working in the Manhattan/NYC area, I start in January and should receive my first paycheck later that month. Before I age out of the system my plan was to take care of a few debts I owe due too some fuckups I made in the past (admittedly during bouts of depression and suicide contemplation). I owe about 2.7k in credit card debt and that's about it.
My car insurance is 270$ a month and my phone bill is 135$ each month, I typically spend 20$ on gas a week and that's all of my main expenses.
Do I try to eliminate all of my debt before March to build credit to be able to get a decent apartment? (In queens I am thinking since it'll bring my commute down and potentially save me money)
I just desperately don't want to be homeless, I already saw what happened when my foster brother aged out of the house I currently live in, my foster parent threw his clothes out, destroyed his computer he built himself in the process, and he was basically homeless for a year before someone took him in.
I don't have any family, no friends I can depend on to let me crash at their plash, so naturally I feel a little trapped.
Thanks for reading, and sorry for the formatting and throwaway account!
Submitted December 27, 2017 at 10:02PM by FCThrowaway12 http://ift.tt/2BKf8cv
