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Just got an unexpected gift of 20k (in two pieces, one now 2017, one in January 2018)

I do have a 1k debt that I will use part of this money to pay for but otherwise no financial commitments and an okay (703) credit score.

My original plan was to set part of it (around 5k) into an emergency fund. No clue what to do with the remaining 14 though. My only idea was to spend 2k and play with bitcoin and other e-currency but that still leaves 14k.

Is it worth investing this money anywhere? S&P?

The person who gave the money to me recommended that I burn through a bit of it but I don't really feel like it.

Any advice would be much appreciated.

some more info: I'm in my early 20s, done with college, I do work but I'm not technically employed anywhere and what I do is not very stable and does not pay very well. Don't need to pay rent.



Submitted December 24, 2017 at 01:14PM by unexpectedwindfall17 http://ift.tt/2BKWV2M

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