I am a 29M ($94k/year), soon to be married to a 26F ($40k/year), and I am preparing for our investments to be blended to one another. She recently opened a Roth IRA, and I was debating on investing the $5500 into a sector oriented fund (VDE), or purchasing a stock (XOM, CVX, etc), would this be a good idea considering the bulk of my existing funds are ETF blends? Thoughts, ideas? Too much risk?
Old 401K (65% Domestic / 20% Foreign / 14% Bonds) – Fidelity ($80,687.94)
DODFX - Dodge & Cox Intl Stk - $16,570.27
VIEIX - Vang Ext Mkt Idx Ins - $13,594.39
VIGIX - Vang Grth Index Inst - $19,756.38
VIVIX - Vang Val Index Inst - $18,905.22
WACPX - WA Core Plus Bond I - $11,861.67
New Company’s 401K (as of 7.5.2017) – T. Rowe Price ($1,087.61)
Target Series Retirement 2055 (R2055) - $980.11
Defense Contractor Stock Fund - $107.50
My Roth IRA – Betterment ($25,655.58)
VTI - Vanguard Total Stock Market - $4,108.67
VTV - Vanguard Value - $4,063.29
VOE - Vanguard Mid-Cap Value - $1,295.70
VBR - Vangaurd Small-Cap Value - $1,126.34
VEA - Vanguard FTSE Developed Markets - $9,635.41
VWO - Vanguard FTSE Emerging Markets - $2,866.40
BND - Vanguard US Total Bond Market - $809.54
LQD - iShares iBoxx Investment Grade Corporate Bond - $434.03
BNDX - Vanguard Total International Bond - $907.41
EMB - iShares Emerging Markets USD Bond - $408.79
Her Roth IRA – Vanguard
Cash $5,500
Submitted September 06, 2017 at 09:30AM by CrustyBuckets http://ift.tt/2f3xtIk
