Last year I graduated college with about 90k+ in student debt from paying private tuition and books and such. In order to cover the gap from federal loans I also had to take out private loans from Sallie Mae/Navient. In total I pay Sallie Mae/Navient about 900 dollars a month, and on my federal loans about 227 which I previously was able to get my payment lowered on.
I'm able to afford to pay them fine right now but I'm 24 and still living with my parents but I want to move out soon. I would not be able to afford rent and other living expenses with these loans.
Should I refinance them? I was told by Sallie Mae/Navient that they can't lower my payment. Is this true or should I push harder?
Submitted August 05, 2017 at 09:53AM by Staphyl_aureus http://ift.tt/2vzUzzp
