Hello,
I'm a 30 year old single father. My two kids are 13 and 6. The 13 year old is not my blood, he is my ex's who is now in jail and is a drug addict. So now I have two kids (one that is not mine) no child support (the father of the oldest isn't known) and my mother had a stroke. My mother has moved in with me and gives me $300. Month off her s.s. disability...
I pay rent, all utilities, groceries, etc. I make $40,000 a year gross but take home about $1k every two weeks. My truck was breaking down last year a lot so in den I got a high mileage honda. This car is a lemon, I drive an hour each way 5 days a week for work and the car now needs service again with an engine misfire. I can't afford a rent a car and have no more time off work I can take. I spent 5k on the car but put at least 3k in since after the transmission went and timing belt replacement, other work. I don't know what to do about my car situation.
Also my gas and electric are being turned off soon if I don't pay the bill. I have $100 in the bank. I have about $6k in credit card debt and collection agencies call me daily. This was racked up when my mom moved in and my car needed major repairs. Both combined mean that I maxed out a couple of credit cards.
My mom watched the kids while I work some days. I have aunts/friends who take a day here or there. I can't get a second job since I'd make what I'd need to pay a babysitter. I probably shouldn't have my mom watching them as much as she does since her stroke she's not 100% (I feel they are safe but she expresses she can't watch them this much she's too sick and tired).
I don't know what to do my world is falling apart. My expenses every month way out pace my income and I'm now in a deep dark hole.
Does anyone have any advice?
Submitted August 28, 2017 at 09:06AM by Njadviceplease http://ift.tt/2vwBds4
