I laid off from my 99k job, my 8-month pregnant wife is still working making 90k (get 16wks paid leave), our emergency fund mostly drained from a prior emergency, and the day before I was laid off I signed up for a PMP course that will only give me a 75% refund; what next?

The debt we have is a few hundred on an Amex BCP, about $6k on a 0% card with 20 months left, plus two car payments totaling about $700/mo. Our mortgage is $1600/mo. I have an $804 child support payment. The PMP course was supposed to be reimbursed by my company and was $2,500 at a local university - the best I can get is $2000 back. It was charged to the 0% card. I'm a consultant/software developer, my wife is a construction manager. In addition to any other advice Reddit has, and an aggressive job search, my question is: should I stay in the PMP course, or accept the $500 loss and cancel it?

*I -was- laid off. Caffeine hasn't kicked in yet.

Submitted August 06, 2017 at 09:24AM by kickasstimus http://ift.tt/2uwyo8V