My funds are mostly in stock market ETFs. Given my time until retirement age, I don't think it makes sense to keep putting a lot away into tax-protected retirement accounts when I may want it sooner. This goes against prevailing wisdom, so I'd love to hear any ideas to the contrary.
I have no debt, a paid-for vehicle, a 6 month emergency fund, and I don't own a house. I live in California though, so housing prices are a bit daunting.
Edit: thanks a bunch for all the advice! I'll be checking out /r/financialindependence a lot more going forward. I'll also probably turn up my 401k and Roth IRA contributions to the max for a while, knowing that there are some clever options for starting to withdraw earlier than 60 without paying a penalty.
Submitted August 03, 2017 at 11:14AM by finthrowaway17 http://ift.tt/2u4ulBr
