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I am a going to be a college senior this upcoming fall and aside from saving money, I have no idea what I am doing financially. This past year I studied abroad and BoA recommended their Alaska Airline card because of the no foreign transaction fee. In addition to using it while I was abroad; I also use it to pay my tuition, personal expense during the school year, and for travel. I have charged about 15,000 dollars for tuition and then about another 10,000 dollars in travel, insurance, and food during the last year.

Now that I am no longer abroad, I am wondering if there is a better credit card for me out there or should I keep the same one. My monthly income averages about $1,500. I only have to pay rent ($800 monthly, I live very close to campus) and food. Aside for student loans ($12,000 so far), I don't have any debt (I pay off my card immediately after charging it) and about $2,000 in savings.

The largest fee is my tuition and I was wondering, should I even be putting that on my card for that or would a check be better? The majority of money comes from my parents and either method works for them; however they believe that putting it on my card helps my credit.



Submitted July 15, 2017 at 06:04AM by adviceseekingstudent http://ift.tt/2tdakfv

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