I recently got a new job and can now finally max my Roth IRA for the year. I'm a little behind on my contributions and need to catchup by putting in about $700/month to meet the $5,500 limit. I have $4,000 available to invest now. I've read differing schools of thought on which approach is best. For me mentally, I'd feel better investing it all now so it's out of my bank accounts and done with. But I understand that spreading over time can be more lucrative. Do current market prices make it better to wait though? I'm mostly invested in an SP500 index fund then split with mid and small cap funds. I know there's no point in trying to time the market for when to buy, but the record highs make me second guess doing a lump sum now
Submitted July 10, 2017 at 08:11AM by automaton_cs http://ift.tt/2tZOgVf
